The One Practice Everyone Should Implement in 2025

Financial guru Suze Orman often shares financial planning tips and advice on her blog and in her podcast. In a recent article, she shared her take on what practice everyone should implement in 2025 — and it’s not what you might expect.

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Read below for Orman’s advice on what everyone should implement in 2025 and how to do so.

In the article, Orman advised her readers to practice “true generosity,” which means being as generous to yourself as you are to others.

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“True generosity means that giving must not drain you in the process,” Orman said. She explained that people shouldn’t deplete themselves — financially or emotionally — in the name of generosity.

“Do you give money to others when it means depleting your savings?” Orman said. “Do you support adult children when it means you are falling behind on your retirement savings?” These are red flags that your giving might be hurting your own financial health.

For example, a Savings.com study from 2024 found that 58% of parents said they have sacrificed their financial security to help their adult children.

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It’s not just about money, either. Orman pointed out another common trap: “Do you give so much of your time that it saps you of energy to the point you are so exhausted you are on edge and stressed out?”

It’s important to manage your time so that you can manage other things as well, like your health and your money. As the old adage goes, time equals money — so make sure to protect yours and use it wisely.

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If you’ve found that you’re not spending enough time on your finances, you’re not alone. People who engage in financial management spend nearly an hour on their finances each day, while the average American spends just 1.8 minutes per day, per The Motley Fool. Ensuring you give yourself time to engage in financial planning can set you up for success in the future.

The solution? “Saying no out of love rather than saying yes out of fear,” Orman said. This approach can help you build emergency savings and retirement accounts while maintaining healthy boundaries.

“A happier, stronger and more confident you are going to be in better shape to help all those in your life,” Orman explained. Sometimes the most generous thing you can do is take care of yourself — and your finances — first.

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